One licensed agent, more than a dozen carriers, and a policy that locks in the day you sign it. Most plans need no medical exam.
Whole life from $5,000 to $100,000 that covers the funeral and final bills. No exam.
Learn more → N° 02Pays off the house if something happens to you, so your family keeps their home.
Learn more → N° 03The most coverage for the lowest cost during the years that matter most.
Learn more → N° 04Permanent coverage that also builds tax-advantaged cash value over time.
Learn more → N° 05Use your coverage early if you're diagnosed with a serious illness.
Learn more →Getting covered with Everkind takes three steps. We handle the paperwork.
A few quick questions about your age, health, and the coverage you're after.
A licensed Everkind agent brings back quotes from the carriers most likely to approve you, explained in plain language.
Most no-exam plans are approved within days. Your agent handles the paperwork start to finish.
Move the sliders to get a sample rate. A licensed agent will confirm your real number in minutes.
Two people with identical health can get very different answers depending on which insurer they apply to. A captive agent has one place to send your application. We have more than a dozen, and we know which one is likely to say yes.
You fill out your information once. We send it to the carriers most likely to approve you, not just the one we're contracted with.
We know which carrier is lenient on diabetes, which one waives the nicotine question after 12 months, and which one still approves at 78.
Once you're approved, your premium is locked. It doesn't rise because you got older, or got sick.