The terms that govern your use of this website.
These Terms of Use ("Terms") govern your access to and use of this website (the "Site"), operated by [YOUR ENTITY NAME], doing business as Everkind Insurance Solutions ("Everkind," "we," "us"). By using the Site, you agree to these Terms.
The content on this Site is provided for general informational purposes only and does not constitute an offer of insurance, a binding quote, financial advice, or a contract. Insurance coverage is only effective if and when a policy is issued and accepted, subject to the carrier's underwriting and the terms of the policy.
Any rates, benefits, or product descriptions shown are illustrations and may change. Eligibility, availability, premiums, and benefits vary by state, age, health, and carrier and are determined solely by the issuing insurer. Nothing on the Site guarantees that you will qualify for any particular coverage or rate.
You agree to provide accurate information and to use the Site only for lawful purposes. You may not attempt to disrupt the Site, access it through automated means without permission, or misuse any forms or contact features.
The Site and its content, including text, graphics, logos, and the Everkind name and marks, are owned by or licensed to us and are protected by applicable law. You may not copy, reproduce, or use them without our permission.
The Site may link to third-party websites, including insurance carriers and regulators. We are not responsible for the content or practices of those sites.
The Site is provided "as is" and "as available" without warranties of any kind, express or implied, to the fullest extent permitted by law.
To the fullest extent permitted by law, Everkind and its members, agents, and affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.
These Terms are governed by the laws of the State of [YOUR STATE], without regard to its conflict-of-laws rules.
We may update these Terms at any time. Continued use of the Site after changes are posted means you accept the revised Terms.
Questions about these Terms? Email [YOUR EMAIL ADDRESS] or call [YOUR PHONE NUMBER].
